Cocle

Coclé | Coclé Province

The Whisper of

Future Homes

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Panama Sovereign Realty

Presented At

$890,000

Bedrooms

Living

3,746

SQFT

Air Conditioning

Washer Dryer

Bar

Laundry Room

Jacuzzi

Gas Stovetop

Terrace

Outdoor Living Space

Parking

Garden

Pool

Coastal

Gated Community

Privacy

Cocle,, Coclé, Coclé Province, Panama. - Photo 1

Cocle,, Coclé, Coclé Province, Panama. - Photo 2

Cocle,, Coclé, Coclé Province, Panama. - Photo 3

Cocle,, Coclé, Coclé Province, Panama. - Photo 4

Cocle,, Coclé, Coclé Province, Panama. - Photo 5

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Cocle,, Coclé, Coclé Province, Panama. - Photo 7

Cocle,, Coclé, Coclé Province, Panama. - Photo 8

Cocle,, Coclé, Coclé Province, Panama. - Photo 9

Cocle,, Coclé, Coclé Province, Panama. - Photo 10

Cocle,, Coclé, Coclé Province, Panama. - Photo 11

Cocle,, Coclé, Coclé Province, Panama. - Photo 12

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Cocle

Coclé | Coclé Province

Cocle,, Coclé, Coclé Province, Panama. , Coclé , Coclé Province

Map Location

This spacious single-family residence is located in P.H. Bijao Beach Club & Residences, directly across from the community’s recreational park. Set on a generous 1,075 m2 lot, the home features 348m2 of well-distributed interior space designed for comfort, privacy, and easy indoor-outdoor living. The main level offers an open-concept kitchen with ample workspace and cabinetry, a bright living and dining area overlooking the pool, and a guest bedroom with its own bathroom. Additional conveniences on this floor include a half bath for visitors, a dedicated maid’s room and bathroom, and a covered terrace that connects seamlessly with the garden and private pool. The upper level includes three comfortable bedrooms, each with its own ensuite bathroom, providing privacy for family and guests. Outdoor areas feature a large pool with an integrated jacuzzi-style section, landscaped gardens, and multiple seating areas ideal for entertaining or relaxing. The property also includes covered parking and sits within minutes of Bijao’s beach clubs, social areas, and resort-style amenities. This home is an excellent option for buyers seeking space, comfort, and direct access to one of the region’s most desirable coastal communities. Property Details Location: Bijao, Cocle Price: $890,000 USD Bedrooms: 5 Bathrooms: 5.5 Location Type: Beach / Rural / Gated Community Property Type: House Parking Spaces: 2 Year Built: 2014 Area: 348m2 Lot: 1,075m2

Gallery

3D Street View Tour

Property Location

Cocle,, Coclé, Coclé Province, Panama., Coclé Coclé Province

Local Weather & Climate

Coclé, Coclé Province

Current Conditions Updated recently

79 °F

Clear sky

Feels Like 79°F

Humidity 68%

Wind 8 mph

Visibility 6.2 mi

Sunrise 11:29 AM

Sunset 11:32 PM

5-Day Forecast

Fri 13 Mar

Clouds

High 92°

Low 78°

Sat 14 Mar

Clouds

High 94°

Low 75°

Sun 15 Mar

Clouds

High 94°

Low 73°

Mon 16 Mar

Clouds

High 97°

Low 73°

Tue 17 Mar

Clouds

High 95°

Low 75°

Data from OpenWeatherMap

Walkability & Transit Scores

How easy is it to get around Coclé?

Walkability and transit scores for this address come from the EPA National Walkability Index.

Mortgage Calculator

Estimate your monthly payments for this property

Home Price

Down Payment

$100,000

Interest Rate

Loan Term

Estimated Monthly Payment $3,160

Monthly Payment Breakdown

Principal & Interest $2,528

Loan Amount $400,000

Total Interest $337,621

Total Cost $737,621

Potential Tax Benefits (United States)

$0 Est. First Year Interest Deduction

$0 Est. Annual Tax Savings

*Based on post-2017 tax law. Actual deductions depend on filing status, itemization, and current tax laws.

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Important Information

This calculator is for illustrative purposes only and does not constitute a loan offer, pre-approval, or commitment to lend.
Monthly payment estimates do not include property taxes, homeowner's insurance, HOA fees, or other applicable costs which may significantly increase your actual payment.
Interest rates shown are for demonstration only. Actual rates depend on your credit score, down payment, loan type, property location, and current market conditions.
This tool provides estimates only. Consult with a licensed mortgage professional for accurate quotes and personalized advice.
Tax benefit calculations are simplified estimates based on general assumptions for United States. Actual deductions depend on your specific tax situation, filing status, and current tax laws.
Tax Year Information: Tax data shown is based on United States tax year 2025 (fiscal year: January-December), rules effective from 2018 through 2025. Tax laws change frequently and may have been amended since this data was compiled.

Tax Information Disclaimer

The tax benefit information displayed on this page is provided for general informational and educational purposes only. This information:

Does not constitute tax advice and should not be relied upon as such. Tax laws are complex and vary by jurisdiction, individual circumstances, and are subject to change without notice.
May not be current or accurate for your specific situation. Tax rules are updated frequently by governments, and the information shown may not reflect the most recent changes.
Uses simplified assumptions that may not apply to your circumstances, including filing status, total income, other deductions, alternative minimum tax considerations, and local tax variations.
Should not be used as the basis for any tax planning decisions or financial strategies without consulting a qualified tax professional licensed in your jurisdiction.

Before making any decisions based on potential tax benefits, you should consult with a qualified tax advisor, certified public accountant (CPA), or licensed tax professional who can evaluate your specific circumstances and provide advice tailored to your situation.

Limitation of Liability: By using this calculator, you acknowledge that all results are approximations and should not be relied upon for financial, legal, or tax decisions. openluxe, its affiliates, officers, directors, employees, and agents expressly disclaim all liability for any damages, losses, or consequences arising from the use of or reliance on this calculator or the information provided herein. openluxe is not a lender, financial advisor, or tax professional and does not provide mortgage loans, financial advice, or tax advice. Use of this calculator does not create any professional relationship.

$890,000

Cocle,, Coclé, Coclé Province, Panama.

Coclé, Coclé Province

5 Beds

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Market Opinion

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Our perspective on current market conditions in Coclé. For informational purposes only — always consult a licensed real estate professional before making decisions.

Market Analysis

International luxury real estate typically appreciates steadily over time.

Buyer Score

Estimated regional appreciation: 4% annually

Ultra-luxury properties tend to be more resilient during market downturns

Future Value & Wealth Building

Starting investment: $89,000,000 20% down ($17,800,000)

Investment Perspective

$1 → $1.36

Every dollar invested today could become $1.36 in 10 years

$100 → 136 $1,000 → $1,362

$7,648/day

Your home may appreciate while you sleep

$53,681/week $232,619/mo $2,791,429/yr

$100K Investment Comparison (10 Years)

Real Estate (Leveraged)

$281K

S&P 500 Index

$259K

High-Yield Savings

$155K

Real estate leverage: potential 8% advantage over stocks

-$49.0M

+$69.5M

$69.5M Potential Equity

vs $49.0M lost to rent over 10 years

$17.8M Down Payment Growth

3.9x

10yr

$69.5M

8.1x

20yr

$143.8M

12.6x

30yr

$224.8M

Wealth Comparison

×535

Equivalent to 535 average US homes

top 5%

US household wealth ranking

Median: $193K Yours: $224.8M

Time to Double Your Investment (accounting for market cycles)

42.4

years

Conservative

1.65% effective/yr

22.4

years

Market-Based

3.14% effective/yr

15.3

years

Optimistic

4.62% effective/yr

Projected Home Values (adjusted for market cycles)

10 Years

Conservative $104.8M +18%

Market $121.2M +36%

Optimistic $139.9M +57%

$69.5M est. equity

20 Years

Conservative $123.4M +39%

Market $165.1M +85%

Optimistic $219.8M +147%

$143.8M est. equity

30 Years

Conservative $145.4M +63%

Market $224.8M +153%

Optimistic $345.4M +288%

$224.8M est. equity

These projections are estimates only and actual results may vary. Past performance does not guarantee future results.

Important Disclaimer

The information presented in this Market Opportunity Opinion is provided for informational and educational purposes only and should not be construed as financial, investment, legal, or real estate advice. This analysis represents our opinion based on publicly available data and should not be relied upon as the sole basis for any real estate or investment decision.

No Guarantee of Accuracy: While we strive to provide accurate and up-to-date information, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the data, projections, or analysis contained herein. Market conditions can change rapidly and unpredictably.

Not Professional Advice: This content does not constitute professional real estate, financial, or investment advice. We strongly recommend consulting with qualified professionals—including licensed real estate agents, financial advisors, attorneys, and tax professionals—before making any real estate or investment decisions.

Past Performance Disclaimer: Historical data and trends presented do not guarantee future results. Real estate markets are subject to numerous factors beyond the scope of this analysis, including economic conditions, interest rates, local regulations, and unforeseen events.

By viewing this information, you acknowledge that you understand these limitations and agree that the property owner, listing agent, brokerage, and platform providers shall not be held liable for any decisions made based on this analysis.

Data from World Bank and regional real estate market research | Estimates based on historical appreciation trends

Frequently Asked Questions

Common questions about this property

How many bedrooms and bathrooms does Cocle,, Coclé, Coclé Province, Panama have?

This house at Cocle,, Coclé, Coclé Province, Panama features 5 bedrooms with 3,746 square feet of living space.

What is the size of Cocle,, Coclé, Coclé Province, Panama?

This property offers 3,746 square feet of living space.

What is the listing price for Cocle,, Coclé, Coclé Province, Panama?

This property is listed at $89,000,000, which equals $23759 per square foot.

Is now a good time to buy a home in Coclé?

Based on current market indicators, Coclé shows an active market. The market opportunity score is 65 out of 100, reflecting factors like price trends, inventory levels, and days on market.

What type of property is Cocle,, Coclé, Coclé Province, Panama?

This is a house located in Coclé, Coclé Province. The property is situated in an established neighborhood with convenient access to local amenities and services.